After researching for two weeks it came down to the Nikon P80 and the Pana fz28 due to extremely limited funds. I know an SLR would have been better but I have rock bottom learning curve with cameras and not enough cash.
Liked them both but settled on the FZ28. Any suggestions & tips from FZ28 users greatly appreciated...settings you have found to work best in certain situations (gives me a starting point to make my own adjustments from there), things to avoid (I always leave the digital zoom off of any camera while birding), etc.
Thanks
By a route obscure and lonely,
haunted by ill angels only.